Tag: Car insurance

Phenomenal guide to compare & evaluate car insurance policies

Man driving car in the sunset

Insurance is something that is mandatory so it makes sense to make sure that you are getting a good deal when you acquire it. There are a lot of different insurance companies around, but the smart shopper is going to compare rates and get the best savings. Price Comparison The first thing that people tend to look for when they are paying attention to insurance is the price comparison. It is good to look at a price with the quotes, and this is something that can usually be compared online. There are a lot of things that go into the price of the insurance, and things like credit score and your previous driving record will play a part of that. When you compare prices the rates may be similar for basic coverage, but the rates may increase based on the type of perks that you get as you move into premium coverage that gives you things like rental cars and other types of perks at no extra cost if an accident occurs. Type of Coverage It is a good idea to look at the coverage that you are trying to obtain for your policy. You may find that basic car insurance with one company will be the same as the cost of comprehensive coverage with another company. Keep these things in mind when you are searching for insurance. You may find that it is cheaper to use another insurance company just because they give you more coverage for less money. Your Location A large part… Read More

8 reasons you need car insurance

Four wheel drive car

With thousands of cars finding the way in and out of our busy highways, it is not a surprise that accidents do occur. The impact of accidents can be costly, more so when it involves bodily injuries. The best way to avoid all these unplanned expenses is by securing your car with insurance. Reliable car insurance will protect you from hefty fines and medical bills, aside from giving you peace of mind as a driver. In some cases, car owners may be aware of the need for purchasing car insurance along with their car, but they might not always aware of the following points: Insuring a vehicle is mandatory as per the Motor Vehicle Act, 1988 It needs to renew before the expiry date You have the option of choosing the car insurance of choice, not what the car dealer suggests There two insurance policy; third party liability and comprehensive policy. Knowing the benefits of car insurance will help you to see the importance of insuring it, and help you leap maximum value from the insurance type and the coverage you opt for. While the main advantage of car insurance is the peace of mind it comes with, there are many other benefits for having you and your car protected. 1. Third-party liability cover In a comprehensive insurance cover, all the associated car insurance policies are required by law to be covered. Any loss or damage caused by the insured car to a third party is usually included in this comprehensive insurance. 2. Car Accident… Read More