Category: LIFESTYLE

How bridging loans work

Houses in a line

What is a bridging loan? Do you want to buy a new house, but you are still waiting for your first house to be sold? Or are you a business owner who is eager to buy a new premise, but a bit short on cash? This can be highly stressful, especially if you’re relying on using the proceeds from selling your current property to purchase your new home. This is where a bridging loan can be utilized to ‘bridge the gap.’ Good news: there are a variety of lenders that supply bridging loans to help acquire your ideal property. How does it work? A bridging loan can be a lifesaver when you find yourself in a tight spot and need extra cash while waiting for your house or property to be sold. A bridging loan covers the purchase price or the advance payment for your prospective property whilst giving you time to sell your current home, even with an existing mortgage. It is an additional loan on top of your existing home loan (usually for up to 12 months). Some benefits of a bridging loan Flexibility Bridging loans are renowned for being a flexible way to access short-term capital. Generally, non-bank and private lenders tend to be more flexible with their loan criteria and processing time than traditional financial institutions. Quick access to funds Bridging loans can be arranged quickly – often within days of the successful application, which is why this loan type is appealing in an emergency or if there are time-sensitive opportunities… Read More

How is a cryptocurrency credit card different from a bank credit card?

Investing money stocks app

Whether you want to buy a cryptocurrency asset like bitcoin, Ethereum, Litecoin, or a few other cryptocurrencies, you can do so using your bank credit card. However, many credit card issuers treat cryptocurrencies as cash advances, which will result in an extra fee. This fee is usually 3% to 5% of the amount, meaning that if you purchased $200 worth of cryptocurrency with your bank card, you would pay around $6 to $10. Cash advances typically carry a higher interest rate than purchases made with a card issued with a lower interest rate. If you want to learn more about cryptocurrency land on this page it will guide you through the difference between crypto and banks. Unifi Money Unifimoney has an impressive list of benefits, including a checking account and debit card and a full-featured investment platform, allowing clients to manage their portfolios through a Robo-advisor or manually. They can also invest in traditional asset classes such as stocks, bonds, commodities, and cryptocurrency. However, the monthly account fee is relatively low at just 0.20%. Unifimoney is money management and investment platform. The Unifi Premier card offers some redemption options and the ability to invest rewards in bitcoin, gold, and equity. The Unifi Premier card is a new product that is a great choice for cryptocurrency users. A new product called Unifi Premier is coming soon, so keep an eye out for more information. Because there are no physical bank branches, Unifimoney can offer a range of services that a traditional bank would offer. They offer… Read More

Some leading use cases for the Metaverse

Exyra Eyewear glasses blue light filter working on computer

There are plenty of benefits that one makes amazing use of in the metaverse. The word ‘metaverse’ was in sight until recently when Mark Zuckerberg, the CEO of Facebook, rebranded the social media platforms as ‘meta’ in October. Interesting, right? This has made people understand that metaverse is not just a piece of cake or a small thing, it’s a gigantic 3D virtual reality where people can live as they continue to live in their normal, physical lives, however with the Quantum robot that trade Bitcoin, Ethereum, and Bitcoin with AI have more benefits and convenience while using metaverse. The tech world raves about the metaverse as it continues to progress, bringing more people into this industry and ensuring that everybody has access to the internet so they can be more involved in newer things and surpass everybody as well. What Are Some Of The Use Cases? The concept of how the metaverse works is not unknown to anyone these days. People may not know the whole picture but at least they get the idea and are more interested in using it than ever before. Here, industries, companies, government authorities, etc. are also benefiting from the brilliant 3D-dimensional world. Creating Our Own Virtual Spaces Metaverse helps immensely in establishing a workspace in the virtual world where it gets easier for people to communicate, interact, socialize, work, and trade whatever cryptocurrency they want. They also keep a record of their transactions because the software is absolutely safe and secure. Moving on, when the COVID-19 outbreak disrupted… Read More

Climb the Sydney Harbour Bridge, get your money back: BridgeClimb has a new offer

Sydney Harbour Bridge day

Been wanting to climb the Sydney Harbour Bridge, but been too hesitant or haven’t had the cash? Then your time to chill and finally do it is now! They’ve got a new cashback offer for visitors, giving you the chance to reclaim $100 from your purchase price. Why? Well, after the horror of the past two years of highs, lows, ons and offs, they felt it was their civic duty to help visitors out on achieving one of many bucket list items right in their own backyard. There are a few conditions outlined below, but otherwise; have at it! For more info, to see how it works and how much you can claim back for various activities, head to the BridgeClimb website

Celebrate the future of Tasmanian whiskey: Lark Distillery’s latest dram

Aberfeldy scotch whiskey cocktail drink

In Tasmania, Australia lies a homegrown success story in the world of spirits: Lark Distillery. And it was thirty years ago recently that it received the first Tasmanian distiller’s license granted in 154 years. Since then it seems, Australian spirits – or, more specifically, Tasmanian – have gone from strength-to-strength. From a makeshift still on a kitchen table, founder Bill Lark’s passion unfurled into a quiet pursuit of excellence that is being recognised around the world.  Lark Distillery has grown to become one of the most celebrated and recognised distilleries in the country and beyond, being named as one of four distillers nominated for Worldwide Whisky Producer of the Year at the 2020 International Wine & Spirit Competition.  To mark this momentous achievement, The HOUSE of LARK has released two single malts that represent Lark’s rich history paying homage to a legendary Scottish single malt and Lark’s rich Tasmanian roots – Rare Cask Series Glenfarclas and Origins Single Malt Whisky. A little about Rare Cask Series Glenfarclas The direct fire stills impart a rich and recognisable flavour on this spirit, while also being matured in the finest Spanish Oloroso casks, creating a moment of true indulgence. This bottling celebrates the friendship of Bill Lark and John Grant, having been distilled in 1992, the birth year of Lark, then left to mature and blossom through the decades. Get it for $999 A little about Origins Single Malt Whisky This batch is orange blossom, caramel and milk chocolate on the nose, a palate of lemon curd, apricots, and cream,… Read More

Top 7 gins to celebrate World Gin Day with

Gin cocktail drink

If there’s anything that’s taken a massive jump back into vogue over the past 5+ years, it’s gin. With people making it in their bath tubs, to huge multinationals pumping out varietals by the dozen, there’s no denying that these days, it’s all about the artisan batches with a dashing story to-boot. So without further ado and to help you celebrate World Gin Day on 11 June, we’ve rounded up our favourite gins of the new and old that you need a bottle of to drink either with or without friends this World Gin Day – or month? Jardin d’été Lovingly inspired by French florals, more specifically a garden cultivated by Debbie Gabriel, wife of Citadelle Founder Alexandre Gabriel, Jardin d’été is made with the addition of melon flesh, whole lemon, yuzu zest and orange peel, atop the unique 19 botanical combination used to make Citadelle Original. Gin and tonic A La Francaise recipe 1 part Citadelle Jardin d’été 3 parts tonic Peel of an organic lemon In a large wine glass filled with ice cubes, pour 1 part of Citadelle Jardin d’été. Top it off with 3 parts tonic. Make a nice twist of lemon peel; express it above the glass and place it delicately in the glass. Hendricks Neptunia This unconventional, intriguing ode to the sea emanates from the curious mind of Master Distiller Ms. Lesley Gracie and uses a mysterious blend of refreshing Scottish coastal botanicals to express the magic of the sea in liquid form, creating a rich, evocative sensorial story…. Read More

About Australian gaming and gambling

Video game hands controller

With the rise of technology, people have been able to enjoy gambling games from all over without even leaving their home. Nowadays you can find an online table or bet on your favorite sport in seconds with just one click. The global gaming industry generated revenue worth $175B in 2018 and is projected to exceed 200 B by 2023  expert’s estimate. We’re watching it grow exponentially every day now too thanks largely due to these rapid innovations that allow us access whenever and wherever we want. The Australian gambling industry is booming and big wigs such as Betway are making it more lucrative. In 2018, Australians spent over 20 billion dollars on electronic gaming machines and other forms of betting alone. The gross value added by these industries contributed 590 million Aussie Dollars to the conomy which makes it an attractive market for investment as well- especially online where growth has been particularly strong recently due in part from increased tourism numbers because this type of activity doesn’t require much physical space but rather mental energy and money! Facts about Australian Gaming and Gambling  Games such as blackjack and slots are also very popular and some online casinos offer the best online casino bonus, but it is hard to beat EGM in terms of sheer numbers. They can be found at most pubs around the country with large rooms or sections dedicated just for them!  Greyhound racing betting is also accessible at certain locations. Horse and TAB/UBET (TOTALISATOR AGENCY BOARD) shops can be found all… Read More

The ultimate Japanese culinary and KI NO BI gin experience at Sake Melbourne

KINOBIGIN SakeLaunch StevenWoodburn 25

World Gin Day is just around the corner. And what better way to celebrate than treating yourself to an intimate tasting experience at Sake that includes a spectacular six-course dinner accompanied by KI NO BI gin cocktails and tastings! The ‘6 Elements’ dinners will take place in Sydney and Melbourne and will deliver the ultimate culinary experience for lovers of gin and Japanese cuisine alike. The ‘6 Elements’ dinners are inspired by KI NO BI’s intricate production process, where botanicals are divided into six different categories, known as the 6 Elements, steeped in rice spirit, and then distilled individually. Produced in Kyoto, KI NO BI gin is distilled with Japanese botanicals, grouped by flavour to create the six elements which are macerated and distilled separately, before being blended with Fushimi water.   The 6 Elements that make up the dry style of gin KI NO BI is renowned for are Base, Citrus, Tea, Herbal, Spice and Fruity & Floral, which are then blended to create the distinctive KI NO BI flavours. As most gin lovers would appreciate, water is a vital ingredient of this popular spirit, as it makes up more than 50% of the liquid inside every bottle. The KI NO BI distillery is located close to the famous sake-producing area of Fushimi, south of Kyoto city. The name “Fushimi” comes from the Japanese words for “hidden” or “underground” and “water”, and Fushimi water is renowned for its purity, softness and flavour. In addition to the pureness provided by the Fushimi water, quality ingredients… Read More

The overlooked sides of tech security

ilume dogtech

Tech security has always been a concern since cyberattacks became mainstream with the rapid penetration of Internet technology inside the household. The rise in popularity of remote work has forced the hand of many households, contributing to the introduction of high security techniques. Educating your family about the risks of unsafe Internet practices is not sufficient anymore. More and more residential users have created a secure home network, where they frequently update their passwords and keep antivirus and firewall tools up to date.  Personal devices are also more likely to receive protected access authentication, using passwords or even biometric data such as fingerprint or facial identification. Families are less likely to own a collective device; individual devices ensure better privacy and protection for each member.  Yet, there is more to tech security than meets the eye. Even as an individual — read non-commercial — user, you must keep your eyes open for potential risks to ensure you can protect your confidential data at all times. What are the different everyday tech scenarios that could put your data at risk? Here are some things you want to consider.  Smart home hub A smart home hub is designed to make your life easier by automating some functions and operations within your property, such as having a fridge that can send a grocery order to replace missing items, for instance. However, a smart hub could also put you at risk by making your home or your data accessible even remotely.  What are the risks with a smart home?… Read More